Has your property insurance premium been inflated to include a secret commission payment

M2 Recovery – Committed to Transparency

The pioneers in secret commission recovery

First things first – charging secret commissions is not only a form of malpractice, it is illegal. Sadly, most commercial property owners are unaware of this malpractice and are paying unreasonably inflated insurance premiums to their brokers or managing agents.

We have already recovered almost £2m worth of secret commissions from agents and insurance companies on behalf of our clients.

Concerned that you might be another victim? Get in touch with us for a free initial consultation, where we can investigate your insurance arrangements and determine if we can recover any secret commissions you may have paid dating back over the last 6 years.

Our story began when M2 Recovery founder Neil Holloway stood up for the rights of property owners, but could not survive in a business world where all too many still continued to profit from these illegal secret commission payments. Neil ended up being forced to sell his broking business, but then dedicated his life to fighting back against these illegal payments. You can read more about Neil’s story here.

M2 Recovery is now a specialist in recovering hidden fees and commission payments illegally added to commercial property insurance by managing agents arranging insurance through their preferred brokers. Read more about us in the press

Total money recovered last year

£ 697317 +

Specialists in the recovery of secret insurance commissions

Three-Step Process

Premium rate analysis

We analyse the fees charged as part of your premium to determine if the rate could have been artificially inflated to cover secret commissions, all in total confidence.

Check transparency

We investigate the transparency of the third party commission and make a formal request for the commission to be disclosed.


Finally, we calculate the secret profit to be recovered in order to proceed with the financial recovery from third party clients.

What people say about us

  • I have used M2 Recovery when dealing with a contested insurance premium. Most importantly, they were very responsive to any of our queries and I found them to be highly knowledgable and informative of our rights. 

    Steven Harris

    Director, The Wag Club Ltd.
  • M2 provide a very professional, but more importantly, personal service to fulfil all of our requirements in a timely manner. 

    Oron Costtarici

    Igal Ahouvi Private Office
  • Those receiving cowboy commissions by ripping off leaseholders in order to secure landlords’ insurance business will be brought to account. 

    Sir Peter Bottomley MP

  • Neil dealt with our claim with speed, efficiency and professionalism. 

    Peter Bill

    Former Editor, Estates Gazette

Case Studies


M2 Recovery Partners with CiRO Global Risks

Registered Address

Mulberry House, Lamport Drive, Daventry, NN11 8YH
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0203 757 8750